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Business Services

Offering the Best Options for Your Team

Riverside Benefits Group in Richmond, VA offers different insurance policies that fit your needs for your company and your employees. We are a national benefits enrollment and consultant group. We will design plans that best address any gaps in coverage and your goals for your company.

Our process involves three steps.

  • Informational Meeting – An introductory meeting is conducted to bring together all parties. During this session, information such as company demographics, current benefit plans and unmet needs and concerns will be discussed.

  • Benefits Design – Our design team will review the gathered information and draft several custom benefit options. Our presentation includes not only policy options, but also technology and employee education suggestions.

  • Enrollment & Beyond – The Enrollment Team can conduct benefit education meetings utilizing different methods. After the enrollment is complete, the service team will provide a 1st invoice reconciliation to ensure all policies have been issued correctly. New hire enrollments and “wellness days” are also scheduled. Plan reviews will be held each year to ensure the clients’ changing needs are met.

Riverside Benefits Group employs a service-based model ensuring our staff are available before, during, and after enrollment.

Our team is experienced in managing benefit plan complexities for various types of organizations, including manufacturing, municipalities, hospitals, and universities. We also recognize the challenges faced by small businesses. The size of your company does not affect our ability to provide a custom benefit design plan to safeguard your employees.

Core Benefits

Medical

We provide both group and individual Medical, Dental, and Vision plans. With a wide range of plan options available, Riverside Benefits Group is here to assist in identifying the most suitable plans to meet your company’s or individual needs.

Dental and Vision

Riverside Benefits Group offers both group and individual Dental and Vision plans as part of their medical insurance offerings. These plans are designed to meet the diverse needs of companies and individuals, ensuring comprehensive coverage for dental and vision care.

Disability

Ensure the financial security of your employees by providing Group Short and Long Term Disability programs, as well as Life Insurance. These plans can be offered either as employer-sponsored benefits or on a voluntary basis.

Life Insurance

Group Term and Whole Life Insurance provides financial security to employees' families in the event of the policyholder's death. These plans can be offered as employer-sponsored benefits or on a voluntary basis. Some plans are offered on a Guaranteed Issue basis with no underwriting.

Additional / Supplemental Benefits

Accident Insurance

This type of insurance provides financial protection to employees in the event of an accidental injury. It offers cash benefits for hospital stays, surgeries, and other related costs. Accident insurance helps ensure that unexpected injuries do not lead to financial hardships for employees and their families.

Cancer Policy

This specialized insurance provides financial support to policyholders who are diagnosed with cancer. It covers a range of expenses including treatment costs, medication, and hospital stays, as well as non-medical expenses like transportation and home care. The policy can help mitigate the financial burden during the recovery process.

Critical Illness Insurance

This type of insurance provides a lump-sum payment to policyholders diagnosed with a serious illness, such as cancer, heart attack, or stroke. It helps cover medical expenses, lost income, and other costs associated with recovery, offering financial relief during a challenging time.

Hospital Indemnity

Provides cash to employees to help with medical/non medical expenses due to an in-patient hospital stay.

Identity Theft

Protect yourself from unlawful use of your personal information, such as your name, Social Security number, or credit card details for financial gain, through phishing, hacking, or physical theft. Coverage includes dark web monitoring, stolen fund reimbursement, pre-existing conditions of identity theft or fraud, and deceased family member coverage.

Legal Services

Pre-paid legal insurance offers access to attorneys for services such as advice, document review, and representation in various legal matters, including will preparation, traffic violations, family law, and identity protection. It can provide legal support without hourly fees, ensuring peace of mind and financial protection.

Pet Insurance

Pet insurance helps manage veterinary expenses, offering accident, illness, and wellness coverage.

Medical Gap Insurance

Medical gap insurance is a supplemental insurance policy designed to cover gaps in standard health insurance plans. These gaps often include out-of-pocket expenses such as deductibles, copayments, and coinsurance that are not fully covered by primary health insurance.

Technology / Additional Services

Technology Options

Our technology options regarding onboarding and benefits enrollment include using digital platforms that streamline the process. These platforms can provide online portals for employees to access their benefit options and enroll digitally. Additionally, we offer virtual benefit education sessions through webinars and interactive video tools to ensure that employees fully understand their choices. These digital tools also facilitate ongoing communication between employees and the enrollment team, ensuring a smooth and efficient process.

Section 125

Also known as cafeteria plans, allow employees to choose from a range of pre-tax benefit options. These plans include health insurance premiums, accident insurance, cancer insurance, critical illness insurance, hospital indemnity, identity theft protection, legal services, pet insurance, and medical gap insurance. By choosing pre-tax benefits, employees can reduce their taxable income and save money on taxes.

Schedule an appointment

We take pride in offering the best service in the industry because we value you. Schedule an appointment to speak with one of our coverage experts today.
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